News report | | 14-07-2022 | ±2 minutes reading time

Before you travel to New Zealand, it is important to know the payment methods and means of payment in New Zealand and everything else you need to take into account. You should also remember to apply for your New Zealand visa in time.

Means of payment

The currency in New Zealand is the New Zealand dollar, abbreviated as NZD. Banknotes are available in denominations of 5, 10, 20, 50 and 100 NZD. The last-mentioned banknote is used relatively little, so it is advisable to use lower denominations.

Credit cards are also widely accepted in New Zealand, and you will find that you can pay with them almost everywhere. There are, of course, exceptions, so make sure you always have some cash on you.

Withdrawing money

You can withdraw money everywhere in New Zealand with your Dutch debit card. Please note that British debit cards must first be set to ‘worldʼ before you can use them in New Zealand. However, there is a limit to the amount of money you can withdraw per day. Most debit cards will allow you to withdraw up to € 500 per day. There are charges per transaction, so try to keep the number of transactions to a minimum. In New Zealand, there are places where you can pay directly with your British debit card, but again there are transaction charges.


It is advisable to always have a buffer of alternative currencies in your pocket for emergencies. In New Zealand, the US and Australian dollars can be used, but even the euro is accepted in some places. Should you wish to carry amounts in excess of NZD 10,000, or the equivalent amount in an alternative currency, you should declare this to New Zealand Customs.

Payment methods

According to the New Zealand government, tipping is not required, even in restaurants and bars. Tipping is, of course, allowed for excellent service, but this is not often done. Tipping is clearly not a part of New Zealand culture, but even locals say they will tip occasionally for exceptional service. However, the majority of New Zealanders oppose the introduction of a standardised tipping culture, and this should not be encouraged towards tourists either. Good service should be taken for granted. Although locals may sometimes feel uncomfortable about being tipped, tipping is becoming more common in most tourist spots.

Donʼt forget to apply for your New Zealand visa

In addition to being well-informed about New Zealandʼs payment methods and means of payment, you should also remember to apply for a New Zealand visa. The New Zealand visa, or NZeTA, is an electronic travel authorisation that is digitally linked to your passport. This eliminates the need to go to an embassy or consulate to have the visa inserted into your passport. The visa is valid for two years, during which time you can travel to New Zealand without restriction. Please note that each individual visit may last for three consecutive months. The NZeTA is easy to apply for online and costs € 59,95. If you want to make an urgent application, it costs an additional € 17,50.